Credit Scores: A Cheat Sheet to Each Bureau’s Scoring Systems and Versions (New Download)

Updated on January 30, 2020
Advertiser Disclosure

When one number attempts to sum up how trustworthy you are as a borrower, things can get a little tricky.

That’s why there’s so much anxiety and confusion tied up into credit scores—they have to essentialize a very delicate subject, your financial history, and all of its up and downs, into one tiny number. We understand the confusion and anxiety—that’s why we’ve created an eBook guide to all things credit scores

Even though placing a number on your borrowing history might seem a bit arbitrary, there’s a lot that goes into calculating your credit score. With this eBook cheat sheet to understanding all things credit score, we guide you through the steps and criteria that agencies use to come up with this all-powerful number.

We want to help you zap the anxiety out of credit scores by clarifying the process for you! Click below to take a deep dive into each bureau’s scoring systems and versions.


Vice President and Founding Editor at Fundera

Meredith Wood

Meredith Wood is the founding editor of the Fundera Ledger and a vice president at Fundera. She launched the Fundera Ledger in 2014 and has specialized in financial advice for small business owners for almost a decade. Meredith is frequently sought out for her expertise in small business lending. She is a monthly columnist for AllBusiness, and her advice has appeared in the SBA, SCORE, Yahoo, Amex OPEN Forum, Fox Business, American Banker, Small Business Trends, MyCorporation, Small Biz Daily, StartupNation, and more. Email:
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