JetBlue Business Card Review, Plus 4 Great Alternatives

Getting a credit card can be a great financial step for your business for a number of reasons. You can use a business credit card to separate your personal and business finances, establish credit, and depending on the type of card, earn all sorts of beneficial rewards. Plus, if you’re constantly traveling for business, you can choose a credit card with travel-specific rewards. This being said, if you’re constantly flying with JetBlue for your business travel, then you might consider upgrading your experience by doing your spending with the JetBlue Business Card.

This business credit card is one of the three Barclays business credit cards that offer airline-specific travel rewards for your business spending. Therefore, with the JetBlue Business Card in your wallet, you’ll be able to travel in style—if you’re traveling with JetBlue specifically, that is. Is the JetBlue Business Credit Card right for you? We’re here to help you decide.

In this JetBlue Business Card review, we’ll discuss all of the details of this credit card—including features, rewards, and fees—as well as offer top alternatives, so that you’ll have all of the information you need to find the best travel rewards card for your business.

As we mentioned, the JetBlue Business Credit Card is a Barclays-branded card that is designed to maximize spending for business owners who travel frequently with JetBlue. Like any business credit card, the JetBlue Business Card is subject to credit approval; however, you can quickly and easily submit an application for this card on the Barclays website.

This being said, let’s explore the different features, rewards, and perks you can receive with this travel business credit card.

With any business credit card, you’ll want to see exactly how the card’s specific features will reward your spending. In the case of the JetBlue Business Card, your rewards will be mainly based on your travel with JetBlue. On the whole, though, you’ll receive travel points at these rates:

• 6x points for every dollar you spend directly with JetBlue
• 2x points for every dollar you spend on restaurant and office supply stores
• 1x points for every dollar you spend everywhere else

You’ll be able to redeem the points you earn for your spending as JetBlue travel at a value of around 1 point per cent. Additionally, you’ll be able to redeem your points for JetBlue flights whenever and however you want—there are no blackout dates and you can choose any seat, at any time. Moreover, the points you earn with the JetBlue Business Credit Card never expire and there’s no limit on the number of points you can earn.

Plus, you can get chip-enabled employee cards at no extra cost. With these cards, you can set controls for purchase limits, credit lines, and cash access. You’ll receive a consolidated statement with all expenses; however, employees will also be able to access their individual statement online. In addition, you’ll be able to pool the points that your employees earn to your main cardholder account, meaning you’ll be receiving the aforementioned rewards for anyone at your business that is using an authorized JetBlue Business Card.

Finally, for a limited time, you can earn an additional 60,000 bonus rewards points as a new JetBlue Business cardholder. If you spend $1,000 in the first 90 days after opening your account, you’ll receive 50,000 points—you’ll earn the extra 10,000 points by adding an employee to your account within 30 days and making a purchase on the employee card within the first 90 days.

Of course, one of the most important features of a business rewards credit card is the actual rewards; however, with the JetBlue Business Card, you’ll also have access to additional travel perks on top of the rewards points you earn for your spending.

With the JetBlue Business Credit Card, you’ll receive:

Inflight discounts: When you make inflight purchases with your JetBlue Business Card, you’ll be able to access a 50% discount. This will only apply to purchases on JetBlue flights, but if you’re often buying meals or drinks when you travel on JetBlue flights, then this discount could prove extremely valuable.

First checked bag free: The JetBlue Business Card allows you and up to three companions on your reservation to check the first bag for free on JetBlue flights.

Vacation package discount: The JetBlue Business Card will give you a $100 statement credit if you buy a JetBlue Vacations package worth at least $100.

Earn Mosaic status: If you spend at least $50,000 on your JetBlue Business Credit Card in a given calendar year, you’ll automatically earn TrueBlue Mosaic status, which will upgrade your JetBlue travel experience even further. With this upgrade, you’ll be able to access early boarding, a second checked bag for free, complimentary alcohol on board, and free itinerary changes and cancellations.

On top of these rewards and travel perks, there are a few other benefits that you’ll receive by using the JetBlue Business Card.

Anniversary bonus: You’ll be able to earn 5,000 bonus miles for every account anniversary you have with the JetBlue Business Card. Although other business credit cards that offer anniversary bonuses will only offer them to cardholders that spend a certain amount in a calendar year, you’ll be able to access the JetBlue Business Card anniversary no matter how much you spend.

Award flight redemption bonus: With this bonus, you’ll receive 10% of your points back after you redeem them and travel on a JetBlue-operated Award Flight. You’ll receive these points back directly into your account four to six weeks after you take the applicable JetBlue flight.

Complimentary vehicle rental insurance: For eligible car rentals where you use this business airline credit card, you’ll receive primary collision/loss damage waiver insurance.

Complimentary purchase insurance: For most items that you purchase with your JetBlue Business Card, you’ll automatically receive 90-day protection from theft or damage.

Complimentary extended warranty: When you use your JetBlue Business Credit Card for new purchases that include warranties, you’ll automatically have that warranty doubled for up to one year.

Complimentary travel assistance: Before any trip that you’ve booked using your JetBlue Business Card, you can receive detailed travel requirements, including passport and visa restrictions, currency exchange rates, and more. Plus, if you experience a travel emergency, you can arrange a transfer of up to $5,000 from a family member, friend, or other business accounts.

Now that we’ve explained all of the features and perks that the JetBlue Business Card has to offer, let’s break down another significant facet of any credit card: fees.

First and foremost, the JetBlue Business Credit Card has an annual fee of $99. Additionally, there are a few other instances worth noting where you’ll incur a fee with this card:^[1]

• Late payment: $19 for balances less than $250; $39 otherwise
• Returned payment or convenience check: $39
• Statement copy: $3
• Balance transfer: $5 or 3% of the transfer, whichever is greater

On the other hand, there are no foreign transaction fees with the JetBlue Business Card and this card includes fraud liability protection—meaning you’re not responsible for any charges you did not authorize.

With all of this information in mind, let’s discuss the top benefits as well as the most notable drawbacks of this business credit card.

Without a doubt, the most impressive benefits of the JetBlue Business Credit Card are its travel rewards and perks, including:

• For every dollar you spend directly with JetBlue, you’ll earn 6x points
• You’ll earn a 50% discount on JetBlue in-flight purchases
• Get one free checked bag on your JetBlue flight
• You get a $100 statement credit if you buy a JetBlue Vacations package
• No blackout dates for booking on JetBlue flights
• Potential for 60,000 rewards points welcome offer

On the other hand, the biggest disadvantages of this card include:

• The card charges a $99 annual fee
• The rewards are limited to travel with JetBlue and JetBlue only
• No 0% intro APR offer

Ultimately, the JetBlue Business Credit Card distinguishes itself with impressive travel rewards and perks; however, these benefits also contribute to the most notable drawback—that all of the rewards and perks are specific to travel with JetBlue and no other airline.

The Chase Ink Business Preferred card gives the JetBlue Business Card a run for its money in terms of what you’ll be able to earn from your spending.

For one, Chase Ink Preferred offers one of the most generous welcome offers available on the market—100,000 bonus points if you spend $15,000 within three months of opening your account. You’ll also earn 3x rewards for the first $150,000 you spend annually on:

• Travel
• Shipping
• Search engine and social media advertising
• Internet, cable, and phone services

Plus, after you meet this threshold, you’ll earn 1x rewards on every dollar you spend on everything else.

Even more impressive, however, is that the points you earn with the Ink Preferred card are remarkably valuable when you redeem them through Chase Ultimate Rewards. You’ll get 1.25 cents worth of travel for each point, which makes the Ink Preferred’s welcome offer worth $1,250. You’ll also be able to redeem your points for cash back, gift cards, and more—and your points never expire as long as your account is open.

Moreover, like the JetBlue Business Card, this card has no foreign transaction fees, allows you to get employee cards at no additional cost, and includes both purchase and travel protections. Granted, the Ink Preferred will require an annual fee, but it will round in at just $95, even less than the JetBlue Business Card’s $99 annual fee.

Maybe you’re completely fee-averse and want to find a business travel rewards card without any annual fee at all. You can—and still get a ton of benefits.

One of your best options is the Bank of America® Business Advantage Travel Rewards World Mastercard®. This no annual fee and no foreign transaction fee business travel card will reward you for your spending at the following rates:

• 3x rewards for every dollar you spend on travel (car, hotel, airline) through the Bank of America® Travel Center
• 1.5x rewards for every dollar you spend on anything else

You won’t find travel rewards rates like these on any other no annual fee business credit cards. Plus, when you spend $3,000 within 90 days of opening your account, you’ll earn a welcome offer of 30,000 bonus points that you can easily redeem as a $300 statement credit toward travel purchases.

Even better, you’ll be able to access a 0% intro APR period of nine months with this alternative to the JetBlue Business Card, so you’ll be able to carry an interest-free balance for nine whole months. Afterward, your APR will set in at a rate that will depend on your creditworthiness and the market Prime Rate, so be sure to see the issuer’s terms and conditions to get the latest APR information.

On the other hand, if you’re a real luxury traveler, you can get the biggest bang for your buck with a business credit card that can get you the most high-end travel perks possible. If that sounds like what you’re looking for, you’ll want to give serious consideration to the American Express Business Platinum card.

Although airline-specific business credit cards like the JetBlue Business Card are able to offer pretty stellar travel perks for their own flying experience, the Amex Platinum will allow you to travel comfortably no matter which airline you decide to travel with.

You’ll have to pay a premium annual fee for these perks—$695 a year—but the Platinum will more than pay for itself, especially if you’re already planning on accessing any of the following with your own money:

• Airport lounge
• Global Entry or PreCheck application credit
• $200 credit for incidentals for any airline
• Boingo WiFi plan

And, these are just a few of the many Amex Business Platinum benefits.

Plus, if you spend $15,000 on qualifying purchases within the first 3 months, you’ll earn 120,000 bonus rewards points. You’ll also earn 5x rewards for all of the travel you book through amextravel.com.

Finally, since the JetBlue Business Credit Card is a travel rewards card, all of the alternatives we’ve discussed thus far have also been travel-specific. This being said, however, after considering all of these options, you might find that a straightforward cash back business credit card would be better for your business.

In this case, you might consider the Chase Ink Business Unlimited credit card. With this card, you won’t be restricted with your rewards; in fact, you’ll have significant freedom with them—you’ll receive an unlimited 1.5 cash back on every purchase you make, with no spending caps. If you don’t want to worry about points, categories, and different ways to redeem your rewards, the Chase Ink Unlimited is a great option.

Additionally, this card has other notable benefits, including:

• A generous signup bonus
• 0% intro APR on purchase for the first 12 months
• $0 annual fee
• Employee cards at no extra cost

Although you may not get quite the extent of rewards as some of the travel-specific business credit cards, if you’re looking for a simpler credit card option that offers cash back that you can spend however you’d like, the Chase Ink Unlimited is worth considering.

At the end of the day, only you can decide whether the JetBlue Business Card is right for your business. This being said, however, although the JetBlue Business Credit Card has a $99 annual fee, the combination of rewards, perks, and bonuses make it a pretty impressive option—as long as you’re looking to maximize on your travel spending and you travel specifically with JetBlue.

If you don’t travel exclusively with JetBlue, you might consider one of the other alternative travel rewards cards that we’ve discussed—this way, you can receive rewards regardless of how you travel or with what company. On the other hand, after exploring all of these travel rewards cards, you might find that your business would be better off with a more general rewards card. In this case, you might check out the Chase Ink Business Unlimited, or a variety of other cash back business credit cards.

Ultimately, the choice is up to you—however, it’s worth remembering that regardless of which card you choose—provided you use it responsibly and effectively—you’ll be taking a crucial step to promoting your business finances.