The Delta SkyMiles® Platinum Business Credit Card Review for 2020

Access luxury travel perks and rewards towards Delta travel just by making your everyday business purchases.

Overview

Quick Summary

The Delta SkyMiles Platinum Business Credit Card, offered in the American Express business credit cards suite, offers 3x rewards for all Delta purchases, plus a generous welcome offer.

Delta Platinum Business Rewards: Welcome Offer

To start, you can earn 70,000 bonus miles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $4,000 in purchases on your new card in the first 3 months.

Delta Business Platinum Rewards: Ongoing Offer

When you spend with the Delta SkyMiles Platinum Business Credit Card, you’ll earn 3 miles for every dollar you spend directly with Delta and 1 mile for every other dollar. You can also earn 1.5 miles per dollar on single eligible purchases of $5,000 or more (that’s an extra half point per dollar), up to 50,000 additional miles per year.

That means for every Delta plane ticket you buy and every in-flight purchase you make with your card, you’re getting triple the miles.

You’ll also gain access to valuable travel perks—you’ll have priority boarding on Delta flights and free checked bags.

Delta Platinum Business Annual Fee

You’ll have to pay an annual fee of $250 to be a Delta SkyMiles Platinum Business cardholder.

An annual fee of that amount can be a significant investment for a small business. As such, be sure to think hard about if the perks will make this card worth its fee.

If you’re a busy business traveler and Delta is your airline of choice, this card could be more than worth it for you.

Is the Delta SkyMiles Platinum Business Credit Card Review Right for You?

Get the Delta Platinum Business if:

  • Delta is your airline of choice and you want to really upgrade your travel.
  • You do a lot of your business spending abroad and want to dodge foreign transaction fees.

Skip the Delta Business Platinum if:

  • You don’t want to pay an annual fee.
  • You do most of your business travel with an airline other than Delta.

Why the Delta SkyMiles Platinum Card?

Welcome Offer

With this welcome offer, you can earn 70,000 bonus miles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $4,000 in purchases on your new card in the first 3 months.

Ongoing Rewards

With the rewards rate that the Delta SkyMiles Platinum Business Credit Card offers, you’ll be able to compensate for another year’s worth of annual fee easily.

If you spend enough annually on non-Delta purchases with your Delta SkyMiles Platinum Business Credit Card, you’ll make up for the card’s annual fee.

These rewards rates are just another way of showing how lucrative the Delta Platinum Business could be for your business.

Travel Perks

Finally, if you take into account the travel rewards and perks—particularly the free checked bags—you can also see how valuable this card can be for your company. Instead of paying the fee that non-cardholders pay to check their luggage with Delta, you can check your luggage for free as a Delta SkyMiles Platinum cardholder.

With the free checked baggage that you’ll gain access to as a Delta SkyMiles Platinum Business Credit cardholder, you’ll just have to check your bag for free 9 times a year in order to compensate for the annual fee.

You’ll get to pile up value from your card and also stop buying those carry-on-size toiletries.

Keep in Mind With the Delta SkyMiles Platinum Business Credit Card

Annual Fee

Even with the risk of belaboring the point, we want to emphasize that the Delta SkyMiles Platinum Business Credit Card’s $250 is pretty pricey.

Though it’s not the priciest Delta card out there—the Delta Reserve will put you back even more—the Delta Platinum also isn’t the most affordable Delta card on the market either.

Even more?

Some more general travel rewards cards won’t charge you a cent in annual fees, so the $250 attached to the Delta SkyMiles Platinum Business Credit Card will be that much higher than the industry average.

Branded Travel Rewards

What’s more—the rewards that you’ll earn for your spending with the Delta SkyMiles Platinum Business Credit Card will only be redeemable for travel with Delta.

So, if you’re looking to cash in on your spending rewards for free travel, you’ll have to do so with a Delta flight.

Even if you’re able to find an exceptional deal with another airline, your points will only be good for Delta travel.

Limited Top-Earning Categories

Finally, not only will your rewards be limited in how you’re able to redeem them, but they’ll also be limited in how you can earn them as well.

Though the Delta SkyMiles Platinum Business Credit Card offers a generous welcome bonus, its rewards program for your business spending is surprisingly modest.

You’ll simply earn 1x rewards for every dollar you spend, other than the 3x rewards you’ll earn for purchases you make with Delta.

As you’ll soon see with our descriptions of the Delta SkyMiles Platinum Business Credit Card’s top alternatives, this rewards program can’t quite stand up to the competition.

Top Alternatives to the Delta SkyMiles Platinum Business Credit Card

Credit Card

Ink Business Preferred® Credit Card

Great For: Point redemption rewards
Apply Now
on Chase's secure website
  • 100,000 point signup bonus if you spend $15K in first 3 months
  • 3x or 1x points depending on how you spend
  • Intro APR

    -

  • Regular APR

    15.99%-20.99% Variable

  • Annual Fee

    $95

  • Minimum Credit

    700+

In This Review