The Marriott Business Credit Card Review for 2020

Upgrade your travels with the very best business credit card for Marriott frequent travelers.

Overview

Quick Summary

The Marriott Bonvoy Business AMEX card offers you 6x rewards for your purchases with Marriott Bonvoy hotels along with 4x rewards for other business purchases. Throw in a 100,000-point welcome offer after spending $5,000 in the first three months, and you’ll be traveling in style.

Marriott Business Credit Card Rewards: Welcome Offer

You get a pretty sizable welcome bonus when you sign up for the AMEX SPG Business Card: You can earn 100,000 bonus points after you use your new card to make $5,000 in purchases within the first three months of Card Membership.

Marriott Business Credit Card Rewards: Ongoing Offer

This American Express business credit card is a bonus points reward card. That means that every time you swipe this business credit card, you’ll earn points for that spending. With the current rewards program set up for the Marriott Bonvoy business credit card, you’ll earn at the following rates:

  • 6 points for each dollar of eligible purchases at Marriott Bonvoy hotels
  • 4 points at
    • US restaurants
    • US gas stations
    • Wireless phone services from US service providers
    • US shipping purchases
  • 2 points on everything else

Marriott Business Credit Card Annual Fee

Now, the annual fee that you’ll have to pay for the Marriott Bonvoy Business card is where we might lose you—it will cost you $125 a year. This is a significant amount, especially for a typical small business budget. Be sure to calculate the yearly value you’ll be able to access through spending on the Marriott Bonvoy Business card and ensure that it measures up to this annual fee.

Is the Marriott Business Credit Card Right for You?

Get the American Express Marriott Business Credit Card If:

  • You do a lot of business traveling specifically at Marriott Bonvoy hotels.
  • You want access to a welcome bonus.

Skip the American Express Marriott Business Credit Card If:

  • You don’t want to pay an annual fee.
  • You want to access even more travel rewards and perks.

Why the American Express Marriott Business Credit Card?

Far-Reaching Rewards

When you earn points while you’re traveling for your business, you can redeem those points for more travel down the line.

The points you earn with your Marriott business credit card are redeemable for free nights at Marriott Bonvoy hotels. Additionally, you can redeem these points for free flights on over 150 different airlines.

Be sure to keep in mind that some hotels and resorts have mandatory service charges.

Marriott Bonvoy Status Upgrade

You can enjoy Platinum Elite Status with your Card for the 2021 status year, which is an offer that ends on 01/13/2021.

Plus, you’ll receive a 1 Free Night Award every year after your card’s account anniversary (redemption level at or under 35,000 points) at a participating hotel.

Airline Transfer Program

If you redeem your points for airfare, you can get a lot of free flights with a bunch of different airlines.

But if you find that you’re booking flights that aren’t eligible through this card’s flights program, you can participate in the card’s Airline Transfer Program and transfer your points to over 40 airline frequent flyer programs.

When you transfer 60,000 points to a participating frequent flyer program, you’ll get a bonus of 5,000 bonus miles. And when you do transfer your points, you’ll usually be able to redeem them at a three-to-one value basis.

Stellar Welcome Offer

Finally, the American Express Marriott Bonvoy business credit card offers one of the best welcome offers on the market for branded travel rewards cards.

How so?

You can earn 100,000 bonus points after you use your new card to make $5,000 in purchases within the first three months of Card Membership. Plus, you can earn up to $150 in statement credits within your first 6 months of Card Membership for all eligible purchases on your Card on U.S. Advertising in select Media. What’s more, you’ll receive complimentary Marriott Bonvoy Platinum Elite status for one year (February 1, 2021-January 31, 2022). Note that this offer ends 1/13/21.

Keep in Mind With the Marriott Business Credit Card

Annual Fee

We get it—an annual fee hanging over your head every year after is not an ideal situation. This is especially true when it’s $125 a year.

Don’t worry—if an annual fee is a business credit card deal-breaker for you, there are plenty of no-fee options out there for you.

And if it isn’t a deal breaker, there are cards out there whose rewards might feel more worth their annual fee to you than the AMEX Marriott business credit card.

Branded Rewards

Not to mention, you might be on the hunt for travel rewards that aren’t brand-specific.

What does that mean, exactly? Well, unlike the American Express Marriott Bonvoy business credit card, there are other business travel cards out there that will provide you with travel rewards and perks that won’t be specific to a brand.

As a result, you’ll be able to take advantage of all of the perks of your card membership without having to be loyal to one specific brand—or jumping through the hoops necessary to transfer your brand-specific points.

Relatively Modest Rewards

If you’re in the market for bigger rewards than the Marriott business credit card offers, then you’re in luck.

There are plenty of high-rewards cards that can help you earn big. The problem is, you’ll probably have to pay more for them.

If you’re not scared of a hefty annual fee—even heftier than the AMEX Marriotts Bonvoy business card’s—then you’ve got a lot of high-rewards, high-fee options to sift through.

Top Alternatives to the American Express Marriott Business Credit Card

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