The Bank of America® Business Advantage Travel Rewards World Mastercard® Review for 2021

The Business Advantage Travel Rewards World Mastercard® from Bank of America® is one of very few fee-free business travel credit cards on the market. But it doesn’t rest on its laurels because of it—it offers 3x or 1.5x rewards, a 9-month 0% intro APR period, and a 30,000-point welcome offer.

From the get-go, you’ll be saving as a Bank of America® Business Advantage Travel Rewards World Mastercard® cardholder.

That’s because the Bank of America® Business Advantage Travel Rewards World Mastercard® will come with a 0% intro APR period that will last for nine months.

As long as you make your minimum monthly payments on time during your first nine months with this travel card, any balance you carry from month-to-month will be completely interest-free.

After this intro period, your APR with this card will set in at a variable rate that will depend on your creditworthiness and on the market Prime Rate, so be sure to see the issuer’s terms and conditions for the latest APR information.

Aside from a few exceptions, this Bank of America business credit card has one of the easiest to access welcome bonuses available on the market.

When you spend $3,000 during your first 90 days with the card, you’ll earn a welcome bonus of 30,000 points. Additionally, if you prefer, you can redeem this welcome bonus as a $300 statement credit towards travel purchases.

When you consider that most travel rewards cards will only extend their cardholders welcome bonuses if they reach a lofty spending threshold in their first three months, you’ll start to understand why this card’s welcome bonus is so ideal.

All in all, the Bank of America® Business Advantage Travel Rewards World Mastercard® won’t make you spend tons in order to feel warmly welcomed as a cardholder.

Even after these intro perks subside, the Bank of America® Business Advantage Travel Rewards World Mastercard® also offers sustained earnings that will reward you as long as you’re spending for your business.

When you do your business spending on the Bank of America® Business Advantage Travel Rewards World Mastercard®, you’ll be earning travel rewards at the following rates:

• 1.5 bonus points for every $1 spent on all purchases—no matter how much you spend
• 3 bonus points for every $1 spent on travel (car, airline, and hotel) booked through the Bank of America® Travel Center

Even more, with this card, there’s no limit on the points you can earn, and your points won’t expire.

The long and short of it?

This is one of the very best travel rewards rates you can get for your business spending.

Because this card doesn’t carry an annual fee, all of the perks that the Bank of America® Business Advantage Travel Rewards World Mastercard® offers can be yours for free.

Not to mention, you won’t have to pay a foreign transaction fee for the business spending you do abroad with the Bank of America® Business Advantage Travel Rewards World Mastercard®. So if your business travel involves time abroad, this could end up saving your business tons.

All in all, as long as you’re spending responsibly with this card, you’ll only be earning, no matter what.

• You don’t want to pay an annual fee.
• You do a lot of your business spending abroad, and you want to dodge foreign transaction fees.
• You want to earn your rewards in the form of free travel.
• You want an easy-to-access welcome bonus.

• You want an even longer 0% intro APR period.
• You want an even more generous welcome bonus.

If you don’t fly a specific airline—but are always flying for your business—then you’ll have the most options for the most value with the Bank of America® Business Advantage Travel Rewards World Mastercard®. Unlike many travel rewards business credit cards out there, this option won’t isolate top rewards returns to a specific airline. Even more, this won’t limit where you can redeem your rewards, either. As a result, you won’t be stuck with one specific airline when you decide to cash in the points you’ve earned.

You’ll have no annual fee and no foreign transaction fee to worry about with the Bank of America® Business Advantage Travel Rewards World Mastercard®. For business owners who often travel abroad for work, the lack of foreign transaction fee is a big deal. Other business credit cards will come with foreign transaction fees as high as 3% of every dollar you spend overseas, so this card could end up saving your business tons in avoided fees if you’re doing a lot of your spending abroad.

Another notable perk that this travel card offers is its easy-to-access welcome bonus. While most travel cards will require that you reach lofty spending thresholds within your first months as a cardholder, the Bank of America® Business Advantage Travel Rewards World Mastercard® only requires that you spend $3,000 during your first 90 days with the card to access its welcome bonus of 30,000 points.

Last but certainly not least, one of the sweetest deals that the Bank of America® Business Advantage Travel Rewards World Mastercard® boasts is its high-earning rewards rates. With unlimited travel rewards at 1.5x for every dollar you spend, along with 3x rewards on every travel purchase you make through Bank of America’s travel portal, this card will have the free travel adding up quick.

Though the Bank of America® Business Advantage Travel Rewards World Mastercard® comes with one of the most accessible welcome bonuses on the market, the welcome bonus itself isn’t quite as generous as those of its top competitors are.

It might be hard to believe, but 30,000 points (or $300 worth of free travel) isn’t the biggest welcome bonus you can find—in fact, it’s far from it.

Some of the Bank of America® Business Advantage Travel Rewards World Mastercard®’s’ competitors offer welcome bonuses to the tune of $1,000 worth of free travel. But, of course, these huge welcome bonuses will be much more difficult to access.

So, with easy access comes smaller returns. As such, you’ll just need to decide which you want to prioritize—the accessibility or the size of a card’s welcome bonus.

Additionally, when it comes to luxury travel perks that aren’t rewards returns for your spending, the Bank of America® Business Advantage Travel Rewards World Mastercard® is pretty bare-bones.

Many travel cards out there will offer you some pretty stellar travel perks—from airport lounge access to TSA PreCheck credits—that can really ease your travel experiences.

Put simply, if you’re looking for a business travel credit card that will put you in the lap of luxury on your business trips, then you might want to search for another travel rewards credit card.