State Resources for Small Businesses Affected by Coronavirus

The Paycheck Protection Program officially ended on May 31, 2021. Read our PPP page for more information or visit our PPP Loan Forgiveness Guide.


As part of a larger relief package, Congress approved $284.5 billion in new Paycheck Protection Program funding. The types of businesses and industries that are eligible for PPP loans have been expanded under the new bill. Additionally, businesses that can demonstrate at least 25% reduction in gross receipts year over year and meet other requirements may be eligible for a second PPP loan.

State-by-State Resources

To combat the effect of the coronavirus pandemic on U.S. small businesses, the federal government has promised help in the form of business loans through the Small Business Administration’s loan programs.

Businesses in all U.S. states and territories are eligible to apply for an Economic Injury Disaster Loan on the SBA’s website. The Economic Injury Disaster Loan (EIDL) program offers working capital loans of up to $2 million with low interest rates and terms up to 30 years.

You can also apply for an SBA Paycheck Protection Program loan. These loans have 1% interest rates, don’t require collateral or personal guarantees, and have no borrower or lender fees.

For alternative and potentially more immediate forms of financing and other resources, it may be helpful to explore what your state and local governments have to offer.

Apply for a PPP Loan Now

State-By-State Business Tax Relief Updates

At the federal level, the Treasury Department has given filers an extra 90 days to pay income taxes due on up to $1 million in tax owed (which would cover many pass-through entities and small businesses). The extension would also apply to corporate filers to pay amounts due up to $10 million.

State income taxes are another matter, and you’ll need to check with your state government to see exactly what kind of extensions or delays will be made available. You can check with this resource from AICPA to see what decisions each state government has made in regard to tax filings in 2020 in the wake of the coronavirus.

SBA Local and SCORE Coronavirus Resources for Small Businesses

If you need personalized advice and assistance during this time, you can use the SBA’s Local Assistance tool to find local partners that can counsel, mentor, train, and provide up-to-date information for your business.

In addition, you can find a local small business mentor through SCORE’s locator tool, and connect with them using face-to-face video technologies like Google Hangouts, Skype, or FaceTime.

Moreover, if you already have a relationship with a local SBA Express Bridge Lender, you can apply for an SBA Express Bridge loan—which allows you to bridge the gap when applying for an SBA Economic Injury Disaster Loan.

You can find a local Express Bridge lender using the SBA’s lender match tool or by contacting your local SBA district office.

State-by-State Resources for Small Business Coronavirus Relief

Below is a list of all the resources we’ve collected on state and local government levels for small businesses affected by the coronavirus outbreak.

Note: This page will be regularly updated as more states release information on financial and other resources for small businesses.

Coronavirus Resources From State Government Websites

Overall, you can find that most states are updating their official government websites regularly with information about their policies and initiatives as they relate to the coronavirus outbreak.

For small businesses in particular, you’ll likely want to consult your state’s labor department, chamber of commerce, or small business agency. You can search for the contact information and websites of your state government here.

Find Additional Coronavirus Resources Here
Eric Goldschein
Partnerships Editor at Fundera

Eric Goldschein

Eric Goldschein is the partnerships editor at Fundera.

Eric has nearly a decade of experience in digital media, writing and reporting on entrepreneurship, finance, business lending, marketing, and small business trends. 

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