Find the Best Small Business Loans for You

small-business-loans-hero
$

The Most Popular Types of Business Loans

The world of small business lending is no longer just traditional term loans. From SBA loans to invoice financing, your business has options with APRs starting at 6.29%.

Fundera's marketplace covers many different small business loan products--offered by a variety of the country's leading lenders. Learn more about each of these products below.

Find Out Which of These
Business Loans You Qualify For

Choose Your Options

Browse Our Small Business Loan Products

sba-funding
SBA Loan

An SBA loan is government-guaranteed, long-term funding made by SBA lenders that allow businesses who may have been turned down by the bank to receive low-interest rate funding that can be used for many business purposes.

Learn More
maximum-loan-amount-sba-loans

Maximum Loan Amount

$5,000 - $5 million

term-for-sba-loans

Term

5 - 25 years

interest-rates-for-sba-loans

Interest Rates

Starting at 6.5%

time-to-funding-for-sba-loans

Speed

As little as 3 weeks

long-term-small-business-loans
Term Loan

Just like a traditional bank loan, with a traditional-term business loan, you are lent a set amount upfront, which you pay back (along with fees) over a set period of time.

Learn More
maximum-loan-amount-term-loans

Maximum Loan Amount

$25,000 to $500,000

term-for-term-loans

Term

1 - 5 years

interest-rates-for-term-loans

Interest Rates

7 - 30%

time-to-funding-for-term-loans

Speed

As little as 2 days

equipment-financing-2
Equipment Financing

With equipment financing, the lender will upfront you cash to help purchase the equipment outright. You then pay back the total amount lent, plus fees, for a set period of time.

Learn More
maximum-loan-amount-equipment-financing

Maximum Loan Amount

Up to 100% of equipment value

term-for-equipment-financing

Term

Expected life of equipment

interest-rates-for-equipment-financing

Interest Rates

8 - 30%

time-to-funding-for-equipment-financing

Speed

As little as 2 days

business-line-of-credit
Business Line of Credit

With a business line of credit, a financial institution gives you a credit limit, or a maximum amount of capital you are able to draw on at any given time. Just like a credit card, you only pay interest on the amount you use.

Learn More
maximum-loan-amount-business-line-of-credit

Maximum Loan Amount

$10,000 to over $1 million

term-for-business-line-of-credit

Term

6 months to 5 years

interest-rates-for-business-line-of-credit

Interest Rates

7 to 25%

time-to-funding-for-business-line-of-credit

Speed

As little as 1 day

Invoice Financing

Invoice financing allows you to sell your invoices to a lender, who will then upfront you a large majority of the invoice amount, holding a remaining percent (usually 20%) until the invoice is paid.

Learn More
maximum-loan-amount-invoice-financing

Maximum Advance Amount

Approx. 50 to 90% of the total invoice amount.

repayment-schedule-for-invoice-financing

Term

When customer pays the invoice, you receive the remaining 10-50% reserve amount, minus the fees.

factor-fee-for-invoice-financing

Factor Fee

Approx. 3% + %/wk outstanding

time-to-funding-for-invoice-financing

Speed

As little as 1 day

short-term-small-business-loans
Short-Term Loan

With a short-term small business loan, you are lent a set amount upfront, which you quickly pay back (along with fees) over a short period of time.

Learn More
maximum-loan-amount-short-term-loans

Maximum Loan Amount

$2,500 - $250,000

term-for-short-term-loans

Term

3 - 18 months

interest-rates-for-short-term-loans

Interest Rates

Starting at 10%

time-to-funding-for-short-term-loans

Speed

As little as 1 day

merchant-cash-advance-2
Merchant Cash Advance

Merchant cash advances are not your typical small business loan. With an MCA, financing companies upfront you a set amount of cash and then you repay this advance (plus their fee) with a set percent of your daily credit card sales.

Learn More
maximum-loan-amount-merchant-cash-advance

Maximum Advance Amount

$2,500 - $250,000

repayment-schedule-for-merchant-cash-advance

Term

Automatically deducted each day through your merchant account

factor-fee-for-merchant-cash-advance

Factor Fee

1.14 - 1.18

time-to-funding-for-merchant-cash-advance

Time to Funding

1 week

startup-business-loans
Small Business Startup Loan

Our three startup loan products can help your young business get the capital needed to grow. These three products (business credit cards, business line of credit, and equipment financing) are a more traditional form of startup capital and a great option if you have a strong personal credit score.

Learn More
maximum-loan-amount-small-business-startup-loans

Maximum Loan Amount

$150,000

term-for-small-business-startup-loans

Term

6 months to 4 years

interest-rates-for-small-business-startup-loans

Interest Rates

7.9 - 19.9%

time-to-funding-for-small-business-startup-loans

Speed

As little as 2 weeks

personal-financing-for-business-2
Personal Loan for Business

A lot of people don’t know that you can actually use a personal loan for business purposes. Personal loans are especially helpful for new businesses that don’t have a long financial history to show lenders. Personal loans can often have lower interest rates than some business loans, making it a great option for young companies looking for financing to grow their business.

Learn More
maximum-loan-amount-personal-loans-for-business

Maximum Loan Amount

$35,000

term-for-personal-loans-for-business

Term

3 to 5 years

interest-rates-for-personal-loans-for-business

Interest Rates

5.99 - 36% APR

time-to-funding-for-personal-loans-for-business

Speed

As little as 1 day

Why work with Fundera?

Fundera Direct Lenders Classic Brokers
Transparent Pricing + Terms
Shop Several Offers at Once
Find the Lowest Rates
A Long-Term Relationship
Free Resources + Tools

Compare dozens of small business loans at once

Check Your Options